Debt can be a valuable and useful component of an individual’s finances, if used efficiently and in moderation.
For many individuals, debt is a necessity in their every day lives and, unfortunately, often inappropriately
handled. But there are certain “keys” an individual should consider that might open the door to
proper and efficient use of debt within their financial lives.
Liquidity is Key
Keeping the proper amount of liquid
assets is vital to managing the current level
of your debt. Debt has traditionally hurt
very few individuals; it is the lack of liquidity
and cash flow to manage the debt that
financially hurts individuals.
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